Genevieve Haldeman | Marlton Real Estate


Looking to sell a house for the first time? Ultimately, your home's curb appeal may dictate how quickly you can proceed along the home selling journey.

Typically, a house with an awe-inspiring exterior will make a great first impression on homebuyers. This means homebuyers may become more likely to pay attention to this home over others and submit an offer that matches or exceeds a home seller's expectations.

On the other hand, a home that has a messy, uncut front lawn, cracked and chipped exterior paint and other exterior problems is unlikely to generate substantial interest from the right groups of homebuyers. As such, this home may remain on the housing market for an extended period of time.

Lucky for you, we're here to help you upgrade your house's curb appeal before you add your residence to the real estate market.

Now, let's take a look at three tips to help you bolster your home's curb appeal and increase your chances of a fast, profitable home sale.

1. Take an Objective Look at Your Home's Exterior

For first-time home sellers, it is important to do everything possible to guarantee that a residence stands out from the competition. And with a few simple home exterior improvements, a home seller can improve a house's curb appeal quickly.

Home exterior maintenance like mowing the front lawn, clearing debris from walkways and trimming the hedges can make a world of difference in the eyes of homebuyers.

Also, if you want extra help with home exterior tasks, don't hesitate to reach out to landscaping companies or other home exterior maintenance professionals. These home exterior experts should have no trouble helping you transform an ordinary home exterior into a dazzling one.

2. Conduct a Home Appraisal

A home appraisal offers a wonderful opportunity for a first-time home seller to identify potential home exterior issues and address such problems without delay.

During a home appraisal, a property inspector will assess a house both inside and out. He or she likely will spend several hours analyzing a house's strengths and weaknesses. Then, when the property inspector's evaluation is complete, he or she will provide a report that details the assessment findings.

A first-time home seller should analyze a home appraisal report closely. By doing so, this home seller can find out what it takes to upgrade a house's exterior and map out assorted home improvements accordingly.

3. Consult with a Real Estate Agent

If a first-time home seller is unsure about how to improve a house's curb appeal, consulting with a real estate agent is ideal. This housing market professional can offer honest, unbiased home exterior improvement recommendations to help a home seller bolster a house's curb appeal.

Furthermore, a real estate agent is happy to respond to a home seller's concerns and questions throughout the home selling process. He or she will serve as a home selling guide and do everything possible to help a home seller achieve the optimal results.

Take the guesswork out of boosting a home's curb appeal – first-time home sellers can use the aforementioned tips to enhance a house's curb appeal in no time at all.



Buying a home is one of the biggest purchases that you’ll ever make in your lifetime. You’ll spend decades of your life making mortgage payments to pay off your home loan. Buying a home is more than just simply finding a place to live. It’s also a financial decision. Your home helps you to build equity, gives you tax deductions, and helps you to have some security in your financial future. 


One of the biggest questions that you’ll have when you buy a home is “How much can I spend?” To answer this question, you’ll need to dig a little deeper. 


Do You Have Money For A Down Payment?


The standard amount of money that you’ll need for a down payment is 20 percent of the purchase price of a home. If you don’t have the money for a full down payment, you’ll need to pay for private mortgage insurance (PMI). This could add up to be an extra cost of hundreds of dollars per month in additional insurance payments on top of your mortgage and every other kind of expense that goes along with buying a home. You’ll need to take the time to save up for a down payment if you’re a first time homebuyer. If you already own a home, the equity that you have in that home can help you with the down payment.


What Are Your Other Financial Responsibilities?


There’s more to buying a home than just the monthly mortgage payment. You’ll need to get insurance, pay taxes, and have some money set aside for repair and decorating costs. You’ll need to look at your monthly income to find out just how much you can afford on a home. You should take an honest look at your lifestyle and existing expenses in order to determine a comfortable monthly mortgage payment for you.    


Know Your Credit Score


Your credit score will be a major factor in how much house you’ll be able to afford. Your lender will use your credit score and credit history to help determine what type of interest rate you’ll get and how much they’re willing to lend you in order to buy a home.


Understanding what you can afford for a home purchase is crucial before you even start shopping. It’s a good idea to meet with a lender to get pre-qualified. This is different than getting pre-approved. Your lender will give you a general idea of how much you can spend on a home without digging too deep into your finances. Getting pre-qualified is a great place to start when you’re looking at the numbers of being a homeowner.



73 GLACIER DR, BERLIN, NJ 08009  

Residential
$266,900
Price
3
Bedrooms
4
Baths
This spectacular END UNIT Townhome in desirable Lonaconing East neighborhood is sure to please and easy to fall in love with! Great curb appeal with its professional landscaping and private front porch. Enter into the spacious foyer complete with crown molding, hardwood flooring and a walk-in coat closet. Hardwood floors continue throughout the entire first floor! This beautiful home features 9' ceilings, 5" baseboards and designer paint colors. The spacious kitchen features 42" maple cabinetry, Quartz countertops, stainless steel appliances, recessed & pendant lighting and a breakfast bar with overhang for counter seating. The adjacent dining room opens to the large living room, and features a ceiling fan and a gas fireplace with mantel and marble surround, a gorgeous focal point in this room. A laundry room and a half bath complete the main level. Upstairs you will find 3-large bedrooms including a master suite with vaulted ceiling, walk in closet, ceiling fan & recessed lighting, window seating and an attached bath with double bowl vanity, linen closet, ceramic tile flooring, garden soaking tub and a stall shower with tile surround. An additional full bath with upgraded flooring, lighting & fixtures completes the second level. If this all weren't enough there is also a finished (walk-out) basement with additional half bath, family room and a gym/yoga/office/playroom. And lets not forget the amazing, fully fenced & HUGE, back yard! Step out onto trex decking that lead you to your gorgeous paver patio with river rock perimeter. Professional landscaping, string light canopy and fire pit make this an incredible space to relax & unwind. Schedule your tour today, you won't want to miss this exceptional home!



73 GLACIER DR, BERLIN, NJ 08009  

Rental
$2,250
Price
3
Bedrooms
4
Baths
This spectacular END UNIT Townhome in desirable Lonaconing East neighborhood is sure to please and easy to fall in love with! Great curb appeal with its professional landscaping and private front porch. Enter into the spacious foyer complete with crown molding, hardwood flooring and a walk-in coat closet. Hardwood floors continue throughout the entire first floor! This beautiful home features 9' ceilings, 5" baseboards and designer paint colors. The spacious kitchen features 42" maple cabinetry, Quartz countertops, stainless steel appliances, recessed & pendant lighting and a breakfast bar with overhang for counter seating. The adjacent dining room opens to the large living room, and features a ceiling fan and a gas fireplace with mantel and marble surround, a gorgeous focal point in this room. A laundry room and a half bath complete the main level. Upstairs you will find 3-large bedrooms including a master suite with vaulted ceiling, walk in closet, ceiling fan & recessed lighting, window seating and an attached bath with double bowl vanity, linen closet, ceramic tile flooring, garden soaking tub and a stall shower with tile surround. An additional full bath with upgraded flooring, lighting & fixtures completes the second level. If this all weren't enough there is also a finished (walk-out) basement with additional half bath, family room and a gym/yoga/office/playroom. And lets not forget the amazing, fully fenced & HUGE, back yard! Step out onto trex decking that lead you to your gorgeous paver patio with river rock perimeter. Professional landscaping, string light canopy and fire pit make this an incredible space to relax & unwind. Schedule your tour today, you won't want to miss this exceptional home!



Home values continue to rise. Many people use their home equity in order to get a bit more financial security. The home equity line of credit can have many different benefits for you. From home improvement projects to a much-needed vacation, you can get the funds that you need for whatever you wish. Turn to your home equity with some careful thought, however. You could end up owing more than your home is worth, which defeats the purpose of tapping into your home equity to begin with. 


Make Your Decision Smart


Your home equity can be a good thing to tap in to if you’re not planning on spending like crazy. Maybe you just want a little extra cash on hand for emergencies. You’ll be prepared for anything unexpected. This could be a smarter decision than just blowing a bunch of money on a vacation, for example. 


Some smart things that you can use your home equity for include:


  • Home renovations
  • Emergency funds
  • College education funds
  • Cash advance


These ideas are investments that can help you to achieve other goals. You should be sure that you’re able to pay the money back. These projects or financial endeavors are much more suited to smart spending than just randomly spending money, buying a car, or other things that will put you in serious debt.


Home Equity Fluctuates


As the market changes, the amount of home equity that you’ll have to tap into does as well. The state of the housing market can actually dictate to you how much money you’ll be able to get. If the market isn’t good, you could end up in the negative financially, so do your research. 


How To Get Your Home Equity


There are a few ways that you can draw from your home’s equity. The first rule that you should understand is that you cannot borrow more than 80% of what your home is worth. Take a full remortgage your home, giving you the full 80% amount that your home is worth in order to take a lump sum. Alternatively, you can take a cash-out refinance where you set the amount of money you’d like to take out of your home’s equity as you refinance the home. You can also take out what’s called a “home equity line of credit,” which allows you to use the amount of your home’s worth as a credit card of sorts. You borrow money as you need it.     


The biggest issue with refinancing is that of planning. It’s important to know why you’re refinancing and what you’re planning on doing with the money. Used wisely, home equity can really be a great financial tool.